Christopher Street Financial is owned by Bluespring Wealth Partners, which is part of the Kestra Holdings organization.

Christopher Street Financial continues to operate under its established name, with a dedicated advisory team and a longstanding commitment to the LGBTQ+ community.

Our ownership structure, the registration of individual financial professionals, and the legal entities providing investment advisory, brokerage, and other financial services are distinct matters.  We provide applicable regulatory disclosures explaining these relationships, compensation arrangements, and potential conflicts of interest.

Our financial planning and investment recommendations are guided by each client’s goals, circumstances, and investment needs. 

Christopher Street Financial provides comprehensive financial planning and investment management for individuals, couples, and families.

Our firm was founded with a commitment to serving the LGBTQ+ community, and that commitment remains central to our identity. We also welcome clients from other communities who value our inclusive, relationship-based approach.

We typically work with clients seeking an ongoing advisory relationship involving financial planning and investment management. New relationships generally require at least $1 million in investable assets or an annual minimum advisory fee of $10,000. An introductory conversation allows us to determine whether our services are appropriate for your circumstances.

Financial planning for LGBTQ+ individuals and couples involves many of the same considerations as financial planning for any household. However, family structure, legal relationships, and individual circumstances can introduce additional decisions.

Depending on the situation, important considerations may include marriage or domestic partnership, beneficiary designations, estate planning, financial protection for loved ones, family formation, retirement benefits, and long-term care.

For unmarried couples or individuals with chosen-family relationships, particular attention may be needed to ensure that financial arrangements reflect their intentions.

Christopher Street Financial helps clients understand how these decisions fit into their broader financial plans and works with legal and tax professionals when specialized advice is required.

Christopher Street Financial can help clients evaluate how surrogacy, adoption, and other paths to family formation may affect their overall financial plans.

Family formation can involve significant expenses, uncertain timing, changes in household income, insurance considerations, and new long-term financial responsibilities.

Our financial planning process can help clients evaluate potential costs, develop finding strategies, prepare for unexpected expenses, and consider how family formation affects retirement savings, investments, insurance, and estate planning.

We work alongside clients’ attorneys, medical professionals, and other specialists when appropriate. Our role is to help coordinate the financial decisions involved, not to replace specialized legal or medical advice.

Estate planning helps ensure that financial assets, responsibilities, and decision-making arrangements reflect a person’s wishes.

For LGBTQ+ individuals, couples, and families, important considerations may include beneficiary designations, marriage or partnership status, inheritance objectives, healthcare decision-marking authority, financial powers of attorney, and protections for children or chosen family members.

Christopher Street Financial incorporates estate and legacy considerations into comprehensive financial planning. We can help clients identify issues for review and coordinate with qualified estate planning attorneys and tax professionals.

Legal documents and the interpretation of applicable law remain the responsibility of appropriately qualified legal professionals.

Financial advisors providing investment advisory services have fiduciary obligations to their advisory clients. These obligations include acting in clients’ best interests and appropriately addressing conflicts of interest.

Christopher Street Financial’s planning-first investment philosophy reflects that commitment.

It is important to understand that investment advisory services, brokerage transactions, and insurance products may involve different legal entities, regulatory standards, and compensation arrangements.

We explain the services being provided, applicable fees, and material conflicts of interest to clients can understand the nature of their financial relationships.

Christopher Street Financial typically requires at least $1 million in investable assets or a minimum annual advisory fee of $10,000 to establish a new relationship.

For new clients, investment advisory fees generally begin at 1.00% annually on the first $3 million of assets under management, with lower rates applying at higher asset levels under our published fee schedule.

Financial planning is generally included as part of our ongoing investment advisory relationship.

Our fees are normally assessed quarterly, and we explain the applicable arrangement before establishing an advisory relationship.

Clients seeking hourly or project-based planning services may be referred to other qualified professionals.

For complete information, please review our Fees page and applicable advisory disclosures.

Christopher Street Financial's primary investment advisory compensation is generally based on the assets managed for our clients.

Financial planning is ordinarily included as part of the ongoing advisory relationship.

In certain circumstances, financial professionals may also receive commissions in connection with insurance products or other permitted transactions.

We explain the applicable compensation arrangements, fees, and potential conflicts of interest so that clients understand how the financial professionals and firms involved are compensated.

Our full advisory fee schedule is available on our Fees page.

Yes. Christopher Street Financial is based in New York City and serves clients across the United States.

As of October 1, 2026, our clients lived in 33 states.

We work with clients through both in-person and virtual meetings, allowing us to maintain advisory relationships regardless of whether clients live near our New York office.

Our ability to establish a new advisory relationship in a particular state depends on applicable regulatory requirements and the circumstances of the proposed relationship.

If you live outside New York, we encourage you to contact us to discuss your needs and confirm availability.

Our investment approach begins with your financial plan, investment objectives, time horizon, and tolerance for risk.

Christopher Street Financial uses a planning-first investment philosophy that emphasizes diversification, cost awareness, and long-term investing.

Depending on your circumstances and the advisory arrangements available to you, investment solutions may include mutual funds, exchange-traded funds, and other approved investments.

Available investment choices may vary by account, custodian, and applicable advisory platform.

We explain the options available within your relationship and the considerations behind our recommendations.

Christopher Street Financial does not directly hold custody of client investment assets.

Client accounts are maintained with third-party custodians. Depending on the account and advisory arrangement, these may include SEI Private Trust Company or Fidelity Institutional through National Financial Services.

A custodian is responsible for holding and administering client assets, while the financial advisor provides advice and other services within the scope of the advisory relationship.

We explain the custody arrangements applicable to each client and provide information about the parties involved.

Yes. Christopher Street Financial can help you evaluate the financial considerations involved in keeping assets in an employer-sponsored retirement plan or moving them to another eligible retirement account.

Important factors may include investment options, fees, taxes, withdrawal flexibility, creditor protections, required distributions, and the services available under each arrangement.

A rollover is not automatically the best choice. We evaluate the available alternatives in the context of your circumstances and broader retirement plan.

Yes. Christopher Street Financial welcomes individuals, couples, and families from all backgrounds.

Our firm was founded in 1981 with a commitment to serving the LGBTQ+ community. That history and mission remain central to our identity, but our services are not limited to LGBTQ+ clients.

We work with people who value an inclusive, relationship-based approach to financial planning and investment management.

Christopher Street Financial takes its name from Christopher Street in New York City’s Greenwich Village, a place closely associated with the history of the LGBTQ+ rights movement.

The name reflects our origins and the vision of founder Robert Casaletto, who established the firm in 1981 to provide financial guidance to a community that was frequently underserved by traditional financial institutions.

Although our offices are located on Park Avenue South, the meaning behind our name remains an important part of who we are.

The first step is an introductory conversation with our team.

We begin by learning about your financial circumstances, goals, priorities, and the questions you would like help answering.

We also explain our services, typical advisory relationship, and fees so that we can determine together whether working with Christopher Street Financial makes sense.

If we agree that our services are appropriate, we will outline the next steps for reviewing your financial information and establishing a relationship.

You can contact us by phone, email, or through our website.

Christopher Street Financial combines comprehensive financial planning and investment management with a longstanding commitment to serving LGBTQ+ individuals, couples, and families. Founded in 1981, our firm approaches financial decisions in the context of each client's relationships, priorities, and long-term goals. We work with clients seeking an ongoing advisory relationship rather than an investment product alone. Our team can help coordinate investment decisions with retirement, estate and legacy, family, and other financial planning considerations. The right fit depends on your needs, the services you require, and the kind of relationship you want with an advisor.

Christopher Street Financial was founded in 1981 with a commitment to providing financial planning and investment services to the LGBTQ+ community. That focus remains central to our identity today. Over time, the firm's client base and services have developed, while its commitment to understanding different relationships and family structures has continued. Our planning work may address retirement, investment management, estate and legacy goals, family formation, and financial protection for loved ones. We encourage prospective clients to discuss their particular circumstances with our team to assess the experience and services most relevant to them.

Christopher Street Financial's advisory team includes professionals with different educational backgrounds, industry experience, and professional qualifications. Individual biographies identify the credentials and experience of the advisors who may work with you. The qualifications most relevant to your relationship will depend on the nature of the financial planning and investment services you need. We encourage prospective clients to review our team biographies and ask about an advisor's professional designations, experience, responsibilities, and approach to ongoing advice.

Christopher Street Financial approaches investment management as part of a broader financial plan. We begin with a client's goals, financial resources, time horizon, risk tolerance, and ongoing responsibilities. The investment strategy is then considered alongside other planning priorities such as retirement income, estate intentions, charitable giving, and significant life changes. Because circumstances evolve, the advisory relationship includes revisiting decisions when new information or changing goals warrant it. The objective is a coordinated strategy, not a collection of disconnected investment and planning recommendations.

The frequency of meetings and financial plan reviews depends on the scope of your relationship and the complexity of your circumstances. At the outset, our team explains the communication and review process that applies to your services. Regular reviews can address investment results, progress toward goals, cash flow needs, and changes in your family or professional life. You should also contact your advisor when a significant decision or life event requires attention. We aim to make the review process appropriate to your needs rather than impose an identical schedule on every client.

An initial planning relationship begins with understanding your financial situation and what you want to accomplish. Our team discusses your goals, important relationships, existing assets and obligations, and any immediate decisions requiring attention. We then review relevant information, identify planning priorities, and discuss recommendations and next steps within the services being provided. The precise process varies with the complexity of the engagement and the information available. We explain the expected scope, timing, fees, and responsibilities before beginning a new advisory relationship.

Yes. Christopher Street Financial incorporates retirement planning into its broader financial planning work with LGBTQ+ individuals, couples, and families. Planning may include savings goals, investment allocation, retirement income, Social Security considerations, health-related expenses, and the financial needs of a spouse, partner, or other loved ones. Legal relationships and beneficiary arrangements can affect how retirement resources ultimately support the people who matter to you. We consider these issues as part of the overall financial picture and work with tax or legal specialists where their advice is needed.

Healthcare and long-term care costs can affect retirement security, family responsibilities, and the amount available for other goals. Christopher Street Financial can help clients consider these potential expenses within their financial plans, including projected spending, available assets, insurance options, and the financial consequences of different care arrangements. Planning may also involve discussions about who could assist with financial or healthcare decisions if circumstances change. We coordinate with insurance, legal, tax, and healthcare professionals when specialized advice or documentation is needed.

Tax considerations can influence the timing and structure of financial decisions. Christopher Street Financial considers relevant tax implications when evaluating investment choices, retirement distributions, charitable giving, and other planning strategies within the scope of its advisory services. We may work with your accountant or tax advisor to coordinate implementation and understand how a proposed decision fits into your broader situation. We do not replace personalized tax advice or tax return preparation provided by appropriately qualified professionals unless those services are separately and expressly arranged.

Yes. Charitable giving can be incorporated into a comprehensive financial plan. Christopher Street Financial can help clients consider how the timing, amount, and form of gifts interact with investment, estate, and tax objectives. Depending on the client's needs and the options available, strategies may include direct gifts, gifts of appreciated assets, or a donor-advised fund. We help evaluate financial tradeoffs and coordinate with tax and legal advisors when appropriate. Any particular charitable vehicle is subject to its governing terms, eligibility rules, costs, and the client's circumstances.

Stock options, restricted stock, and other equity compensation can create decisions about taxes, diversification, liquidity, and investment risk. Where these arrangements are within the scope of a client's engagement, Christopher Street Financial can consider their potential effect on the broader financial plan, including concentrated holdings and upcoming cash needs. We may coordinate with tax and legal advisors on questions that require specialized analysis. Prospective clients with complex equity awards should ask our team which aspects of their particular compensation arrangements we can evaluate and support.

Education funding can be considered as part of a family's overall financial plan. Christopher Street Financial can help clients assess potential education costs, available savings, expected cash flow, and how education goals interact with retirement and other financial priorities. Depending on the circumstances, planning may include evaluating education savings accounts and investment choices. We also consider the value of keeping plans adaptable as a child's needs, family resources, and education options change.

Financial plans should reflect the people a client wants to support, whether those relationships involve a spouse, partner, children, relatives, or chosen family. Christopher Street Financial helps clients consider financial responsibilities, beneficiary designations, insurance needs, estate intentions, and longer-term support for loved ones within a comprehensive plan. For unmarried partners or chosen-family relationships, legal documents and account designations may be especially important to achieving the client's wishes. We coordinate with qualified attorneys and tax professionals when legal rights or tax treatment require specialized guidance.

Financial decisions can involve investment, tax, legal, insurance, and other professional considerations. With a client's permission, Christopher Street Financial may coordinate with attorneys, accountants, and other professional advisors to help align recommendations and implementation. This collaboration can be relevant to estate plans, significant transactions, charitable gifts, family formation, and retirement decisions. Each professional remains responsible for advice and services within their own engagement. Coordination is intended to reduce gaps and conflicting assumptions, not to replace specialized expertise.

Investment preferences can include personal values as well as financial objectives. Christopher Street Financial can discuss how environmental, social, and governance considerations or other client preferences may be reflected in available investment approaches, subject to the client's goals, risk tolerance, time horizon, and account restrictions. Different strategies use different definitions and screening methods, so it is important to understand what an investment approach actually includes and the tradeoffs it may involve. Preferences do not eliminate investment risk or guarantee particular financial or social outcomes.